Short on cash?
We've got you.

Unexpected bills, daily needs, or a tight week — Ating Cash helps you get through it stress-free.

No collateral. No long lines. No unnecessary hassle.

Ating Cash App

Life doesn't wait. Neither should your money.

Sometimes payday feels too far away.

Sometimes emergencies happen at the worst time.

Ating Cash is built for moments like these — simple, fast, and straightforward financial help when you need it most.

Why Choose Ating Cash?

Straightforward

You see exactly what you'll pay before confirming.

Fast Decisions

Most applications are processed within minutes.

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Built for Real Life

Designed for everyday needs.

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Private & Secure

Your personal data is handled responsibly.

How It Works

1

Install the App

2

Register your details

3

Choose your loan

4

Submit application

5

Receive funds

Clear and Transparent Loan Terms

Loan Amount: ₱1,000 - ₱50,000

Loan Duration: 3 - 6 months

APR: 10% - 30%

Representative Example

If you borrow ₱12,000 for 4 months (120 days) at an APR of 18%:

Interest: ₱720
Total Repayment: ₱12,720
Monthly Payment: ₱3,180

All fees and repayment amounts are shown upfront. No hidden charges.

Eligibility Tips

Can you apply?

  • Filipino citizen
  • 18+ years old
  • Valid ID
  • Active mobile number
  • Source of income

A service you can trust

Loan Authorization

Educ4All Lending Inc.

SEC Registration: CS201629776

Certificate of Authority: 2714

Licensed Philippine lender. All services fully comply with local regulations.

Operator

SUN-PHIL LENDING INVESTORS CORPORATION

SEC Registration: CS201919300

Certificate of Authority: 3173

Responsible for operating Ating Cash. Fully compliant with Philippine lending and data privacy laws.

Frequently Asked Questions

Most applications are processed within minutes after submission. You'll receive a notification as soon as your loan is approved.

No. All loans via Ating Cash are unsecured, so you don't need to provide any property or guarantee.

Funds are transferred directly to your bank account or e-wallet, depending on the method you select.

Absolutely not. All fees and repayment amounts are fully disclosed upfront, before you confirm your loan.

Yes. Early repayment is allowed at any time without penalty, which may also reduce your interest charges.

Yes. We follow strict data privacy regulations, and we never share your personal information without your consent.

Need help today? Start here.

Download Ating Cash

Contact Us

Need help? We're here.

Have questions about your loan or application? Our support team is ready to assist you.

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Email: customer@sunphilcorp.com
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Address: 402, E. Rodriguez Sr., Quezon City, NCR
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Business Hours:
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday & Holidays: Closed

We typically respond within 1-2 business days.

Send us a message

Your information will be kept confidential and used only to respond to your inquiry.